Monday, March 7, 2011

BPL Families under RSBY


The Rashtriya Swasthya Bima Yojana (RSBY) is presently being implemented in 25 States/ Union Territories. More than 2.31 crore smart cards have been issued as on 28.02.2011. Out of this, 35,04,475 smart cards have been issued in West Bengal.

The Insurance Regulatory and Development Authority (IRDA) has reported that the state-wise data of population covered under health insurance in the country is not maintained by them. However, the number of unorganized workers covered under RSBY (state-wise) is annexed.

The scheme is being implemented in phased manner and efforts are being made to cover all BPL workers by 2012-2013. The premium is shared between Central and State Government in the ratio of 75:25. In case of States of North-East region and Jammu and Kashmir, the premium is shared in the ratio of 90:10. Additionally, the cost of smart card is borne by the Central Government. The Centre share of premium is released on the basis of smart cards issued. Expenditure incurred under the scheme so far is as under:-

Year

Amount of centre share released (Rs. in Crore)

2008-09

99.95

2009-10

262.51

2010-11(upto 28.02.2011 )

415.23

The benefits under the scheme include smart card based cashless health insurance cover of Rs. 30000 to a BPL family of five on family floater basis to cover hospitalisaton expenses including maternity benefit and transport expenses of Rs. 100 per visit subject to maximum of Rs. 1000. The pre-existing diseases are also covered.

S.No.

Name of the State / Union Territories

Number of Active smart cards as on 28.02.2011

1.

Arunachal Pradesh

13,365

2.

Assam

2,04,465

3.

Bihar

46,00,079

4.

Chandigarh

4,913

5.

Chhattisgarh

10,92,647

6.

Delhi

2,18,055

7.

Goa

0

8.

Gujarat

19,19,086

9.

Haryana

6,03,609

10.

Himachal Pradesh

2,37,946

11.

Jharkhand

12,44,366

12.

Karnataka

1,57,405

13.

Kerala

*17,96,315

14.

Maharashtra

15,90,048

15.

Manipur

18,259

16.

Meghalaya

50,271

17.

Mizoram

15240

18.

Nagaland

39,290

19.

Orissa

4,33,079

20.

Punjab

1,92,544

21.

Tamil Nadu

0

22.

Tripura

2,58,402

23.

Uttar Pradesh

46,76,797

24.

Uttarakhand

3,13,840

25.

West Bengal

35,04,475


Total

2,31,84,496

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